Nipun Institute for Financial Literacy

Fundamentals of investments & insurance

Eight Sunday lectures for salaried professionals who want to understand what they are buying. Taught by Neelakanth Phadke, who spent forty-five years in insurance and investment in India and Japan before he began teaching Sanskrit full-time.

Not advice, and nothing is sold here — the aim is that you can read a policy document, judge a fund, and plan a retirement without depending on whoever is selling to you.

The eight lectures

  1. 01Why financial literacy matters, and what it is not
  2. 02Reading a household balance sheet
  3. 03How insurance actually works — term, endowment, ULIP
  4. 04Reading a policy document without help
  5. 05Fixed income, equity and what risk really means
  6. 06Mutual funds — judging one on its own terms
  7. 07Tax, and planning that does not depend on it
  8. 08Retirement, and planning backwards from it

“Overall, it helped me be more comfortable with the idea of money and investments.”

Sumedha Mupparapu, Pune · Financial literacy